---
title: "Voice agent and banking app software · BuildWithIK"
description: "A voice agent on hardware we control, plus an assistant inside your banking app, built to answer around the clock. Open models; no customer data to consumer AI."
url: https://buildwithik.com/sectors/banking
---

# Built to answer around the clock: a voice agent on your own hardware, an assistant inside the banking app.

> Measured: 16 GB machine (runs locally)

## Products that apply

- **Voice agent** — Answers the phone in Nepali, English or a mix of both, on hardware we control. (https://buildwithik.com/products/voice-agent)
  - What goes in: A customer’s call, in Nepali, English or both
  - What it does: Answers from your approved information, on hardware we control
  - What you get: Resolved, or passed to a person with the details noted
- **Fraud detection** — Finds the signals in a ledger and cites the evidence. Read-only. (https://buildwithik.com/products/fraud-detection)
  - What goes in: Your payables export, or your accounting system, read-only
  - What it does: Checks every bill and payment for duplicate invoices, split invoices, ghost vendors and changed bank details
  - What you get: Each signal with its evidence, and a case a person decides on
- **Integration layer** — An API layer over the core systems you already pay for, so channels survive upgrades. (https://buildwithik.com/products/integration-layer)
  - What goes in: The core systems you already pay for
  - What it does: Puts one API layer over them
  - What you get: Channels that survive the next upgrade

## The first build we would recommend

The API layer that makes the next core upgrade invisible.

## Built in this sector

A self-hosted Nepali voice-banking agent, shown to three banks.

## How we deliver

- Three-day sprints. A working release every two weeks. A written recap every week. The first build of every project is a substantial release.
- Roughly half of a US agency's cost, fixed in writing before we start.
- NDA first. Full handover of code and documents. No lock-in. 30-day warranty.

## Questions people ask

### What would BuildWithIK build first for Banking?

The API layer that makes the next core upgrade invisible.

### Has BuildWithIK built in Banking before?

A self-hosted Nepali voice-banking agent, shown to three banks.

### Where does the data go?

Open models, on hardware we control. No customer data to consumer AI.

---

Canonical page: https://buildwithik.com/sectors/banking. Book a 20-minute call: https://buildwithik.com/book. Open it on the bench: https://buildwithik.com/bench?sector=banking